Checking Accounts
Charter Checking is
For every stage of your life, Charter National Bank and Trust offers a convenient checking account to meet your needs. Below is a summary to help you compare and contrast which account is ideal for you today and tomorrow.
Tailored for You.
Preferred Money Market Accounts
For clients wanting maximized earnings on their checking account. Features include:
- Variable rate of return
- Debits limited to 6 per month; no more than 3 by written check
- Reorder your checks online
- Check our interest rates
Preferred Plus Checking with Interest
For clients wanting to earn interest on a checking account with unlimited check writing privileges.
- Variable-rate interest based on daily balance, credited monthly
- Minimum daily balance required to avoid monthly maintenance fee
- Unlimited check-writing permitted with minimum daily balance
- Free debit card availability
- Free internet banking / bill pay / eStatements
- Reorder your checks online
- Check our interest rates
Preferred Checking
For clients wanting to maintain a lower minimum balance with unlimited check-writing privileges.
- Non-interest bearing account
- With minimum daily balance, no monthly maintenance fee
- Unlimited check writing permitted with minimum daily balance
- Free debit card availability
- Free internet banking / bill pay / eStatements
- Reorder your checks online
Student Checking
For students who prefer not to maintain a minimum balance but have unlimited check-writing privileges.
- No minimum balance account
- No monthly maintenance fee
- Unlimited check-writing privileges
- Free debit card availability
- Free internet banking / bill pay / eStatements
- Free starter pack of checks
- Reorder your checks online
Free Checking
A self service account for our clients who wish to avoid minimum balances and limited check writing with no monthly maintenance fee.
- No minimum balance, non-interest bearing account
- Free debit card availability
- Free internet banking / bill pay / eStatements
- Reorder your checks online
Senior Checking
For our clients 62 years of age or more, who prefer not to maintain a minimum balance.
- No minimum balance, non-interest bearing account
- No monthly maintenance fee
- Unlimited check-writing privileges
- Free internet banking / bill pay / eStatements
- Free debit card availability
- Reorder your checks online
NOTE: Clients under 18 must have a parent or guardian co-sign the account agreement.
For a copy of our account disclosure, please click here.
For a copy of our schedule of fees, please click here.
